Submission - Credit Reporting Regulatory Framework: Submission to ALRC Privacy Inquiry (December 2007)

[« previous] [next »] [up] [title page] [full contents]

4.4. Australian Regulation and Commentary

ANZ, ANZ Customer Charter – Responsible lending, Website, accessed on 10 December 2007, <http://www.anz.com/australia/aboutanz/CustomerCharter/popup/popup.asp?popup=Responsible>.

Australian Bankers’ Association Inc., Australian Bankers' Association Responds to ALP Banking Policy, 20 June 2004, <http://www.bankers.asn.au/default.aspx?ArticleID=568>.

Australian Bankers’ Association, Code of Banking Practice, May 2004, <http://www.bankers.asn.au/ArticleDocuments/20040603_FINAL_CODE_MODIFIED_PDF.pdf>.

Australian Competition and Consumer Commission and Australian Securities and Investments Commission, Debt Collection Guideline: For Collectors and Creditors, 14 March 2005, <http://www.accc.gov.au/content/index.phtml/itemId/733222>.

Australian Securities & Investments Commission, CBA agrees to change lending practices in remote Indigenous communities, 19 January 2006, <http://www.asic.gov.au/asic/asic.nsf/byheadline/06-010+CBA+agrees+to+change+lending+practices+in+remote+Indigenous+communities?openDocument>.

Consumer Action Law Centre, Submission to the Productivity Commission Inquiry into Australia’s Consumer Policy Framework, June 2007, <http://www.consumeraction.org.au/downloads/ConsumerActionSubmissiontoProductivityCommission22June07Final.pdf>.

Consumer Credit (Queensland) Act 1994 (Qld), appendix 1, <http://www.legislation.qld.gov.au/LEGISLTN/CURRENT/C/ConsumCredCode.pdf>.

Corporations Act 2001 (Cth),
<http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/F78309782A654198CA25736B0020BCEF>.

Corker J and Bond C, The merry-go-round: credit report complaint handling under the Privacy Act, Privacy Law and Policy Reporter vol 43, 2001, <http://www.austlii.edu.au/au/journals/PLPR/2001/43.html>.

Dasey D and Taverniti M, Credit's getting simpler, Sun-Herald, 9 December 2007, <http://www.smh.com.au/articles/2007/12/08/1196813081907.html?page=fullpage - contentSwap1>.

Fair Trading Act 1992 (ACT), <http://www.legislation.act.gov.au/a/1992-72/current/pdf/1992-72.pdf>.

Lanyon E, Changing direction? A perspective on Australian consumer credit regulation, November 2004, <http://www.consumer.vic.gov.au/CA256902000FE154/Lookup/CAV_SeminarsConferences_National_Credit_2004_November/$file/lanyon.pdf>.

National Australia Bank, Consumer Credit Review Submission by National Australia Bank, August 2005, <http://www.consumer.vic.gov.au/CA256902000FE154/Lookup/CAV_Credit_Review_Submissions2/$file/43NationalAustraliaBank.pdf>.

Office of the Privacy Commissioner, Credit Reporting Code of Conduct, 1996, <http://www.privacy.gov.au/publications/credit-reporting-code-of-conduct.html>.

Pedersen McKinnon N, Being canny with credit can have its pitfalls, Sun-Herald, 31 July 2005, <http://www.smh.com.au/news/banking/being-canny-with-credit-can-have-its-pitfalls/2005/07/30/1122144055721.html>.

Reserve Bank of Australia, September 2007 Financial Stability Review, September 2007, <http://www.rba.gov.au/PublicationsAndResearch/FinancialStabilityReview/Sep2007/Pdf/financial_stability_review_0907.pdf>.

Senate Economics Committee, Consenting adults deficits and household debt - Links between Australia's current account deficit, the demand for imported goods and household debt, 13 October 2005, <http://www.aph.gov.au/Senate/committee/economics_ctte/household_debt/report/report.pdf>.

Senate Legal and Constitutional Affairs Committee, The real Big Brother: Inquiry into the Privacy Act 1988, 23 June 2005, <http://www.aph.gov.au/Senate/committee/legcon_ctte/privacy/report/report.pdf>.

St. George Bank, About St. George – Our customers, Website, accessed on 10 December 2007, <http://www.stgeorge.com.au/about/governance/customers.asp?orc=>.

The Ministerial Council on Consumer Affairs, National Finance Broking Scheme Consultation Package, November 2007, <http://www.consumer.gov.au/html/download/Exposure Bill package_Nov07.pdf>

Trade Practices Act 1974 (Cth) (Australia), <http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/AD53153A08E3DD9BCA25736E0021CBFB>.

Veda Advantage, Shopping around can be risky business, 6 February 2007, <http://www.baynet.co.nz/doc_library/52/Shopping-around-for-credit.pdf>.

Westpac , Westpac unveils new responsible lending initiative, 19 September 2007, <http://www.westpac.com.au/internet/publish.nsf/content/wimcmr07 archive media release 19 sept 2007>.

Westpac, Principles for Responsible Lending, September 2007, <http://www.westpac.com.au/manage/pdf.nsf/E964FD278CA72467CA2573590021B290/$File/Westpac_Principles_for_Responsible_Lending.pdf?OpenElement>.

[« previous] [next »] [up] [title page] [full contents]

[view all]

[up to research]