Submission - Joint submission to the 2007 Review of the Electronic Funds Transfer (EFT) Code of Conduct to ASIC (May 2007)

Internet Banking Terms and Conditions

Arab Bank, Product Disclosure Statement, 2003, <>.

Bendigo Bank, Bendigo Personal Accounts and Facilities: Terms and Conditions, 1 November 2006, <>.

Citibank, Non-Cash Payment Facilities: Terms and Conditions, 1 August 2006, <>.

Commonwealth Bank of Australia, Netbank: Electronic Banking General Information and Terms and Conditions, 29 January 2007, <>.

Westpac Banking Corporation, Internet Banking and BPAY Product Disclosure Statement: Terms and Conditions for using the services, 4 August 2006, <$File/IB_PDS_new.pdf>.