Submission - Credit Reporting Regulatory Framework: Submission to ALRC Privacy Inquiry (December 2007)

4.4. Australian Regulation and Commentary

ANZ, ANZ Customer Charter – Responsible lending, Website, accessed on 10 December 2007, <>.

Australian Bankers’ Association Inc., Australian Bankers' Association Responds to ALP Banking Policy, 20 June 2004, <>.

Australian Bankers’ Association, Code of Banking Practice, May 2004, <>.

Australian Competition and Consumer Commission and Australian Securities and Investments Commission, Debt Collection Guideline: For Collectors and Creditors, 14 March 2005, <>.

Australian Securities & Investments Commission, CBA agrees to change lending practices in remote Indigenous communities, 19 January 2006, <>.

Consumer Action Law Centre, Submission to the Productivity Commission Inquiry into Australia’s Consumer Policy Framework, June 2007, <>.

Consumer Credit (Queensland) Act 1994 (Qld), appendix 1, <>.

Corporations Act 2001 (Cth),

Corker J and Bond C, The merry-go-round: credit report complaint handling under the Privacy Act, Privacy Law and Policy Reporter vol 43, 2001, <>.

Dasey D and Taverniti M, Credit's getting simpler, Sun-Herald, 9 December 2007, < - contentSwap1>.

Fair Trading Act 1992 (ACT), <>.

Lanyon E, Changing direction? A perspective on Australian consumer credit regulation, November 2004, <$file/lanyon.pdf>.

National Australia Bank, Consumer Credit Review Submission by National Australia Bank, August 2005, <$file/43NationalAustraliaBank.pdf>.

Office of the Privacy Commissioner, Credit Reporting Code of Conduct, 1996, <>.

Pedersen McKinnon N, Being canny with credit can have its pitfalls, Sun-Herald, 31 July 2005, <>.

Reserve Bank of Australia, September 2007 Financial Stability Review, September 2007, <>.

Senate Economics Committee, Consenting adults deficits and household debt - Links between Australia's current account deficit, the demand for imported goods and household debt, 13 October 2005, <>.

Senate Legal and Constitutional Affairs Committee, The real Big Brother: Inquiry into the Privacy Act 1988, 23 June 2005, <>.

St. George Bank, About St. George – Our customers, Website, accessed on 10 December 2007, <>.

The Ministerial Council on Consumer Affairs, National Finance Broking Scheme Consultation Package, November 2007, < Bill package_Nov07.pdf>

Trade Practices Act 1974 (Cth) (Australia), <>.

Veda Advantage, Shopping around can be risky business, 6 February 2007, <>.

Westpac , Westpac unveils new responsible lending initiative, 19 September 2007, < archive media release 19 sept 2007>.

Westpac, Principles for Responsible Lending, September 2007, <$File/Westpac_Principles_for_Responsible_Lending.pdf?OpenElement>.